Latest updates from the Happy Family.
Our Annual General Meeting takes place in December 2026, and all members are encouraged to attend. The date, venue and live-stream link will be announced in the official Notice of AGM.
Go to the AGM 2026 hub →Following a directive from the Credit Union Association of Ghana (CUA Ghana), SMDPCCU has revised its loan and fixed deposit rates, effective 27th April 2026.
Updated loan rates: Loan Within Savings 0.8% p.m., Normal Loan 2.4% p.m., Susu Loan 2.4%–3.4% p.m., Salary Workers Loan 2.4% p.m., Controller/DAS Loan 2.4% p.m., Emergency Loan 3.4% p.m., Special Purpose Loan 4.4% p.m. and Business Loan 4.4% p.m.
Fixed deposit rates are now tiered by term: 2.00% p.a. for 91 days, 3.00% p.a. for 182 days and 4.00% p.a. for 365 days, on deposits between GH₵2,000 and GH₵1,000,000.
Members with existing loan or fixed deposit accounts should contact any branch or our credit desk for guidance on how the revised rates apply to them.
Try the calculators →
A delegation from the Credit Union Association of Ghana (CUA Ghana) visited the Board and Management of SMDPCCU to review the credit union's progress and governance practices.
Discussions centred on strengthening the cooperative partnership between SMDPCCU and CUA Ghana, regulatory compliance, and the strategic direction for growing membership and services across the Ashanti Region.
SMDPCCU remains a proud member of the Credit Union Association of Ghana and continues to operate under its regulatory oversight.
SMDPCCU is developing a USSD banking service that will give members access to their accounts from any mobile phone, with no internet connection or smartphone required.
Once launched, the service is expected to let members check their savings balance, view a mini statement, transfer funds, and make susu or loan repayments straight from their phone.
An official launch date, dial code and instructions will be announced through our branches, website and social media once ready.
See what's planned →
As part of our commitment to financial literacy and community development, the SMDPCCU team visited Yaase to engage residents on the basics of saving, borrowing responsibly and cooperative membership.
The outreach introduced attendees to our savings and loan products, including susu collection, and explained how a credit union works as a member-owned cooperative built on trust and mutual support.
Community outreach programmes like this one reflect SMDPCCU's founding mission of empowering "The Happy Family", our members, through accessible, member-first financial services.
